PRIMUS LAB · HELOC ENGINE

Your HELOC, priced live.

Real maximum amount, rate and monthly payment for your profile — four steps, no credit pull.

1Calculator 2Income 3Prequalification

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Heads up — this HELOC program is not available in Hawaii or New York. You can still run your numbers; a Primus advisor will follow up with the equity options that do work in your state.

Texas rules are different: this HELOC is capped at 80% CLTV and only on a 1-unit, owner-occupied home. Your numbers below already use the 80% cap.

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Your quote will appear here

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Fill out the form and calculate. Results are estimates — not a credit offer and not a credit pull.

Selected credit line

$0

— % APR variable

of available
Monthly payment (interest-only)$0
Estimated fees$0
Net at closing$0
CLTV—

Estimate — not a credit offer. Variable rate tied to the Prime Rate. Fees adjust once step-4 verifications run.

YOUR QUOTE IS READY

Unlock your numbers

Tell us where to send your analysis and we unlock your quote instantly — no commitment, no credit pull.

This scenario calls for a human advisor.

Your debt-to-income ratio

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We compute your DTI with the HELOC payment included. If it exceeds the limit, we show you how much you DO qualify for — never a flat no.

Scenario saved

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Your program requires drawing between 75% and 100% of the line at closing (minimum $50,000). Estimated payment on the draw: $0/mo.

Estimated figures, subject to credit, appraisal and title verification. This is not an approval or a credit offer — your loan officer will confirm final terms with you.

Your application opens right here, without leaving Primus Mortgage.

Educational estimates — not a final quote or a loan commitment. Variable rate tied to the Prime Rate; your credit band is self-reported and no credit inquiry is made. PRIMUS Mortgage NMLS #2831121 · Yude González NMLS 2278744 · Coast2Coast Mortgage · Equal Housing Lender.